Saturday, October 31, 2009

Contracts Deals: Beneficial and in budget

Author: Daphne Scott
  1. A mobile phone is one such device which is miniature yet offers a flower of magnificent features to its users. With the progression of technology, these handsets have become even more resourceful and sophisticated. They are no longer considered as simply a communication device but now these devices permit the users to complete their important daily tasks as well. Most of us dream of owning such elegant mobile phones but because of monetary reason some of us are not able to own these feature rich handsets. But with the help of ContractDeals users can get these high profiled phones at very affordable rate.
  2. These deals are the beast solution for the people who like to make their life more advances with high tech and advance gadgets. This deal offer highly useful and cost effective phones and usually come packed with different communication and multimedia features. The increasing usage of phones has given rise to incredible offers and deals and these packages ultimately benefit the users in getting latest mobile phones at affordable price. There are numerous Contract Deals available in the market. These deals have been introduced by the famous mobile network service providers which include O2, Vodafone, T-Mobile, 3 mobile, Virgin, Vodafone and Orange etc.
  3. For getting these lucrative mobile phones, you need to enter into a contract with your network service operator and the contract period may vary from 12 months to 18 months. And after a certain period of time if you feel dissatisfied with the service provider then you can shift to different service provider by paying some extra fees. The users often enjoy a variety of benefits and gifts along with Contract phone deals which may include benefits like cash back, free minutes and free texts etc. One can also get some great gifts along with these cheap deals which may include Xbox 360, Bluetooth headset, LCD television and free mobile insurance.
About the Author:

Daphne Scott is associated with Contract Phone Deals. He holds a master's degree in electronics and communication. Please visit here to know more about ContractDeals, Contract phone deals.

Wednesday, October 21, 2009

Bad Credit Mobile Phone Networks

These days you can purchase so many different products on credit such as loans, mortgages, furniture, cars, contracts etc. and many people start to struggle with keeping up with their payments through no fault of their own. Many get caught up in the spur not knowing that it will affect their credit report with potential lenders, making it really difficult to apply for items in the future. One of the worst victims of this is people trying to apply for a new mobile phone contract and being denied due to their history. Mobile phones play such an important part in our day to day lives, whether they are used for work purposes or keeping in contact with close friends and family, they are essential! There are a few websites on the internet that are there to help you though so don't worry.

Some of the top network providers (T-Mobile, Orange, O2) have noticed and understood the current situation regarding applying for a new phone contract with bad credit and have started to create their own special tariffs designed for people in these circumstances giving you a much higher second chance of being successful with your application and also the option to potentially wipe clean your credit report and start fresh! However these tariffs do come with a few limitations e.g. no international calls to/from abroad, no multimedia messaging and no access to the internet via. the phone.

Once you have kept the contract for usually about two months and have paid for it fully the network provider will lift these restrictions giving you unlimited access to all the products and services that they have to offer and also completely repairing your bad credit history. Not everyone can obtain a new contract through these sites because everyone obviously has different circumstances and you should keep an eye peeled for any sites that say they do because they are most likely fraud!

Aside from the advice in this article I also own and run a number of websites on bad credit phone contracts. You may find more relevant information their. Alternatively you can check out my bad credit phone squidoo lense, which I like to keep updated with the latest bad credit phone information.

No Credit Check Mobile Phone

In years past the only way you could have a mobile phone was by signing a contract agreement with the company for either one or two year. To get a contract your credit is run through the ringer and if there is one blemish the mobile phone company will deny you a contract for a phone. Now, as the companies have found they are losing money to those with bad credit, they have come up with the no credit check mobile phone plan.

This type of plan requires no credit check to get a mobile phone plan, but the plans are specifically designed for just those customers. There are few if any frills that come with these plans; generally just basic handsets and restrictive calling and texts. The monthly fee to have a no credit check mobile phone plan is usually higher than a normal contract plan. There are big differences in the two types of plans which I will explain in some detail.


• To have a contracted plan through a mobile phone company the company first does a credit check; this is to insure that you will make your payments as promised and if they see on your report that you have failed to do so in the past, they will deny you the contract.

• Contracted plans bind you to a term of usually no less than one year and no longer than two.

• Contracted plans give you freedom to use your phone anywhere any time and offer you a wide range of options such as internet, picture messaging, and texting.

No Credit Check Mobile Phone

• There is no credit check required; typically called "pay-as-you-go" plans. These are perfect for kids as most offer unlimited local calling.

• If you decide to stop using the phone and not pay the bill, there are no forfeit fees or penalties.

• In the long run, they are cheaper than using calling cards or buying one of those cheap throw away phone you can get at any department store.

• Any phone that the mobile phone company offers to their contract customers can be used on the no credit check mobile phone plans as well.

There are many advantages as well as disadvantages to these plans. They are the perfect solution for people who don't travel or need long distance calling. They are great for kids as their first cell phone to give them the responsibility without the worry of them running up a high bill. They are great for elderly people who just need a phone for emergencies. But they are not the best option for somebody who needs to be in constant contact with others outside their calling zone or people who are needing internet access to stay in touch with email or business prospects. Contract phones offer those kinds of services where as the no credit check mobile phone plans don't. It all depends upon what your needs are and if you qualify for a contract plan.

For more information on getting a mobile phone with bad credit history, please visit Bad credit mobile phones for more details.

Mobile Phone Contract With Poor Credit - Can You Hear Me Now?

One of the very first areas that many people feel the crunch of a credit crisis is in their ability to secure a mobile phone contract. Simply stated, the nasty effects of poor credit extend far beyond the obvious areas like mortgages, auto loans, and plastic of all types and sizes. If you have a low fico score, you are going to feel it in day to day life...and your phone bill is one of the very first stops. Let's take a look.

Expect to Pay a Deposit.

The good news is that it takes some pretty FUNKY credit problems to be turned down for a phone contract carte blanch. Most wireless providers are pretty aware that they are dealing with the general public these days...a mobile phone is no longer the purview of the rich and privileged as it as only a short decade ago. If your credit is REALLY bad, you are going to pay a deposit for the phone, and the privilege on chatting on their network. If you have a bad history with other providers, you are going to find even a moderately bruised profile is grounds for the same. After all - from the phone carrier's perspective, history repeats itself, and if you've skipped out on a bill before, the chances are you plan on doing the same thing this time around as well.

Deal with the Derogatory(s) Before Hitting Send

If you have derogatory items on your report, simply challenge them, dispute them, or simply settle them BEFORE you dial up a new mobile contract. Why should you pay through the nose to start out on a new network when everyone else got in for free? You shouldn't...and the only reason you will is if you aren't prepared when you go in and fill out the forms. Simply investing an hour or two of proactive credit cleansing is one of the wisest investments you can make - especially if you DON'T like being treated like a second class citizen in the store!

And Remember......Credit Repair is NOT difficult. Living with Bad Credit though.....CERTAINLY IS..:-)

Click Here--> For EVERYTHING you NEED to know about bad credit repair in ONE place!


You won't find credit information THIS good, ANYWHERE else online, at any price...guaranteed!

Mobile Phones With Bad Credit

Searching for contract mobiles phones with bad credit history can be a pain. Whenever you apply for a phone contract, most companies will require that you pass a credit check - so what happens if you have either bad credit history or none at all? Where do you go to get contract mobile phones?

With bad credit on the increase thankfully there are numerous retailers on the Internet who are able to provide you with a contract despite your previous history. If you choose to use one of these companies that supply mobile phones with bad credit history, you should know that there are basically two types to choose from:

-The first is the type that requires no credit check at all.

-The second type will require a credit check but they will have a low credit approval score.

Those companies who do not require a credit check will guarantee your acceptance. However, they will be both expensive and restrictive in the following ways:

1. You will have a limited option of phones from which to choose.

2. All of your fees are going to be higher.

3. You will be locked into a longer contract period.

A cheaper, better option is to try to get a phone through a company that has low credit approval ratings. These companies are more likely to accept people with bad credit history on condition that an upfront deposit is paid. Depending on your own history, this deposit amount will vary.

They may not be able to offer you a mobile phone contract if you have severe bad credit history, in which case perhaps contracts with no credit check will be a better option for you.

For a list of mobile phone companies who can provide contract phones to people with poor credit, visit Bad Credit Mobile Phones for more details.

Guaranteed Mobile Phone Contracts

With more and more people in the UK having trouble with bad credit history, many people are asking about the possibility of guaranteed mobile phone contracts. The truth is, is that they do exist and there are a number of companies online who can help you get a guaranteed acceptance mobile phone contract - no matter what your credit history.

If you are suffering from credit problems, then this may sound like the ideal solution. Guaranteed mobile phone contracts usually involve no credit checks, and as long as you are over 18 and in full time employment, then you are virtually guaranteed a contract mobile phone.

However, before you start searching for websites that offer such deals, you should be aware of some important points.

Although the offer of guaranteed acceptance contract phones may sound like the perfect solution, there are some disadvantages to these types of deals - primarily the cost.

You see, there are a whole host of companies who specialize in providing products and services to people with poor credit for items such as loans, mortgages, car finance etc. The one thing they all have in common is that they are all very expensive. Understandably, these companies charge higher fees because of the risk in providing credit to people who have bad credit.

This is exactly the same with guaranteed mobile phone contracts.

You will find:

- The calls, texts and monthly line rentals are more expensive

- You have to pay a large upfront deposit

- You are limited in the range of mobile phones to choose from

- Contracts are usually for longer periods (18 months or more)

- You are charged high interest rates

These are all important factors to bear in mind and you should not be forced into paying more than you can afford just because you have had problems in the past.

So what is the alternative to guaranteed contract mobile phones?

Mobile phone networks and companies are aware that many people in the UK have debt problems, and some are becoming much more flexible when reviewing phone applications. Some companies will still allow you to have a standard mobile phone contract (given to people with a healthy history), as long as you can pay a deposit upfront.

So before you sign up to an offer of guaranteed mobile phone contracts, make sure you have explored all the possibilities available to you first.

For a list of mobile phone companies who can provide contract phones to people with poor credit, visit Bad Credit Mobile Phones for more details.

Obtaining a Guaranteed Mobile Phone Contract

Wouldn't it be nice to find a company who could guarantee you a mobile phone contract? You would no longer have to endure the inconvenience of 'pay as you go' mobile phones, always having to keep abreast of your available credit. Isn't it always the most inconvenient time, too, when the phone credit needs topping up? A cheap mobile phone contract would be ideal.

But maybe after time and time again of trying to be accepted for a mobile phone contract, you've just about given up hope of ever being accepted and are resigned to having to make do with your 'pay as you go' forever.

This really needn't be the case, you know!

I know that the numerous High Street stores out there don't want to know you if you've not lived in the UK long enough, or you have a history of bad credit. But, don't despair, there is a way. As long as you are a UK resident, with a bank account then you're well on your way.

The Public Limited Company I'm referring to is 'The Utility Warehouse' who as their name suggests also offer other household services too, but their main business is phones. Their unique difference is that, rather than perform a credit check, all they ask is that you pay £10.00 up front, via either a debit or credit card and as long as that's processed without any hitches, you should be on board.

The added bonus with this is that it isn't costing you anything to join them, as that initial £10.00 is then credited back to you in your first bill.

As I mentioned earlier, you will need to have a bank account as your payments will be taken out via direct debit. The only other stipulation they make is that if you're ordering over the web, they will ask you to supply proof of address by post.

Interested in saving even more money? Remember the other services I mentioned? The guaranteed savings you can make on these services as well can easily offset or even cover your new mobile phone contract.

Friday, October 16, 2009

Bad Credit Contract Mobile Phone– Do Not Be Disappoint

If bad credit is creating obstacles in your way in finding a new cell phone, do not be disappoint you can easily get cell phone through bad credit contract mobile phone. Even having a standard credit check required, you can get bad credit mobile phones even having bad credit history.

Two basic nokia 6500 classic systems are there for the fresh customers. In former type mobile phone system there is no need to credit check but in the second type system the customers will have to pay security deposit upfront. In the companies which do not pay much attention credit check there are enough chances of guaranteed acceptance but for this the customers who is suffering from bad credit rating will have to pay extra amount. It is costly in comparison of the persons who have good and satisfactory credit rating because the person who is suffering from bad credit rating will have to pay extra amount to get cell phone on contract phones as it happens with car loans, home loans with bad credit rating.

Some conditions for the bad credit holder:

You will be restricted in your preference of cell phone
Communication will be a bit expensive for you as you will have to pay extra fee for all services like calls, text messages and monthly fees
You will be asked to sign long period service contract
You will have to pay higher interest rates.

So for getting bad credit contract mobile phone you will have to pay extra amount if you have bad credit rating. The companies which offer lower acceptance level from such companies you will find less expensive phones, text and call rates and a lower monthly fee.

To get further information just visit at

How to get a Cell Phone Plan With bad Credit

There are two big no-nos in a lot of cell phone plan applications: bad credit and no credit. Either of these can sink your application for a cell phone plan pretty fast. Those with a bad rating can get around this problem in a few different ways.

Step 1

Shop around. Some cell phone companies have more stringent credit requirements than others, and the penalties for not having a good credit rating differ. Just like with price, you can get the best "credit deal" by comparing your big cell phone providers: Verizon, T-Mobile, AT&T and Sprint.
Step 2

Get a co-signer. This is something that people with bad credit do often. Credit-broke consumers ask someone with a great rating to put their name on the dotted line. In terms of practicality, it's really an issue of trust. A co-signer that knows their partner will be responsible regardless of credit history can breathe easy about such an endeavor, while someone sketched by a friend or family member's bad credit will have a harder time signing.
Step 3

Pay a deposit. Lots of companies offer consumers a way around bad credit. But the deal is sometimes not a very good one. A deposit for a cell phone plan applicant with bad credit can go as high as $1000 or more. Think about whether you want a cell phone company holding that much of your money.
Step 4

Go prepaid. There are lots of cell phone providers offering prepaid service, which really is a great service to those with bad credit. Not only will you be able to get a phone without a hefty deposit, but if you are worried about your own tendency to over-talk, you have more direct controls on your talk time, and you'll max out, rather than generating a mammoth bill.
Step 5

Look at alternatives like pagers or voice mail boxes. Pay phones may be on the verge of extinction, but for those who don't quite have the resources for a cell phone plan, there are still ways to be available nearly all the time through land lines. Evaluate pagers that will let you know when someone is calling or voice boxes that will conveniently store messages for a call back.

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